Terms of Service
Last Updated: January 28, 2026
Summary: By using WorkROI, you agree to these terms. The app provides tax estimates for informational purposes only—not professional tax advice. You're responsible for consulting a tax professional for specific situations.
1. Agreement to Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and WorkROI ("Company," "we," "our," or "us") regarding your access to and use of the WorkROI mobile application (the "App") and related services.
By downloading, installing, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.
2. Description of Service
WorkROI is a take-home pay calculator application that provides:
- Estimated take-home pay calculations after federal, state, and FICA taxes
- Overtime pay projections
- Job offer comparisons
- State tax comparisons
- 401(k) contribution impact calculations
Important Disclaimer: WorkROI provides estimates only for informational and educational purposes. The calculations are not professional tax, legal, or financial advice. Tax calculations may not reflect all deductions, credits, or individual circumstances. Always consult a qualified tax professional for specific tax advice.
3. User Eligibility
To use the App, you must:
- Be at least 13 years of age
- Have the legal capacity to enter into binding contracts
- Not be barred from using the App under applicable law
If you are under 18, you represent that you have your parent or guardian's permission to use the App.
4. User Accounts and Registration
WorkROI does not require user registration or account creation. The App functions without collecting personal identifying information. Your calculator inputs and preferences are stored locally on your device.
5. Subscriptions and Payments
5.1 Free Features
The basic take-home pay calculator is available free of charge, including:
- Basic take-home pay calculations
- All 50 state tax calculations
- Filing status selection
- 401(k) contribution inputs
5.2 Premium Subscription
WorkROI Premium offers additional features through a paid subscription:
- Monthly: $4.99 USD per month
- Annual: $24.99 USD per year
Premium features include detailed tax breakdowns, overtime optimizer, job comparison tools, state comparison tools, and unlimited saved comparisons.
5.3 Free Trial
We offer a 7-day free trial for new subscribers. If you do not cancel before the trial ends, you will be charged the subscription price. You will only be charged once the free trial period expires.
5.4 Billing
- Subscriptions are billed through Apple App Store or Google Play Store
- Payment will be charged to your App Store or Google Play account
- Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period
- Your account will be charged for renewal within 24 hours prior to the end of the current period
5.5 Cancellation
- You may cancel your subscription at any time
- To cancel, go to your device's Settings > [Your Name] > Subscriptions (iOS) or Google Play Store > Subscriptions (Android)
- Cancellation takes effect at the end of the current billing period
- You will retain access to premium features until the end of the paid period
- No refunds are provided for partial subscription periods
5.6 Refunds
Refund requests are handled by Apple or Google according to their respective refund policies:
- Apple: Request a refund
- Google: Request a refund
6. Accuracy of Information
6.1 Tax Calculations
While we strive to provide accurate tax calculations:
- Calculations are based on standard tax rates and may not account for all individual circumstances
- Tax laws change frequently; we update calculations periodically but cannot guarantee immediate updates
- Results do not account for tax credits, itemized deductions, or other adjustments
- Actual tax liability may differ from estimates
6.2 No Professional Advice
The App does not provide:
- Professional tax advice
- Legal advice
- Financial planning advice
- Employment advice
You should consult qualified professionals for decisions regarding taxes, finances, or employment.
7. User Responsibilities
You agree to:
- Provide accurate information when using the calculator
- Use the App only for lawful purposes
- Not attempt to reverse engineer, decompile, or disassemble the App
- Not use the App to harm others or engage in illegal activities
- Not interfere with the App's operation or security
- Verify important financial calculations with qualified professionals
8. Intellectual Property
8.1 Our Rights
The App and its contents, including but not limited to text, graphics, logos, icons, images, software, and user interface, are owned by WorkROI and protected by copyright, trademark, and other intellectual property laws.
8.2 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes in accordance with these Terms.
8.3 Restrictions
You may not:
- Copy, modify, or distribute the App
- Create derivative works based on the App
- Sell, license, or commercially exploit the App
- Remove any copyright or proprietary notices
9. Disclaimer of Warranties
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- IMPLIED WARRANTIES OF MERCHANTABILITY
- FITNESS FOR A PARTICULAR PURPOSE
- NON-INFRINGEMENT
- ACCURACY OR COMPLETENESS OF INFORMATION
WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
- WE SHALL NOT BE LIABLE FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES
- OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APP IN THE PAST 12 MONTHS, OR $50, WHICHEVER IS GREATER
This limitation applies regardless of the theory of liability (contract, tort, strict liability, or otherwise).
11. Indemnification
You agree to indemnify, defend, and hold harmless WorkROI and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:
- Your use of the App
- Your violation of these Terms
- Your violation of any third-party rights
- Decisions made based on information from the App
12. Third-Party Services
The App may contain links to or integrate with third-party services (e.g., App Store, Google Play). We are not responsible for:
- The content or practices of third-party services
- Damages arising from your interaction with third parties
- Third-party terms and privacy policies
13. Modifications to Service
We reserve the right to:
- Modify or discontinue the App at any time
- Change features, pricing, or availability
- Limit access to certain features
We will provide reasonable notice of material changes when possible.
14. Changes to Terms
We may update these Terms from time to time. We will notify you of material changes by:
- Posting updated Terms in the App or on our website
- Updating the "Last Updated" date
- Sending an in-app notification for significant changes
Your continued use of the App after changes constitutes acceptance of the new Terms.
15. Termination
We may terminate or suspend your access to the App at any time, without prior notice, for any reason, including if you breach these Terms. Upon termination:
- Your license to use the App ends immediately
- You must stop using the App
- Provisions that should survive termination will remain in effect
16. Governing Law and Disputes
These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.
Any disputes arising from these Terms or your use of the App shall be resolved through:
- Good faith negotiation
- Binding arbitration administered by the American Arbitration Association
You waive any right to participate in class action lawsuits or class-wide arbitration.
17. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
18. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and WorkROI regarding your use of the App and supersede any prior agreements.
19. Contact Us
If you have questions about these Terms, please contact us:
- Email: legal@workroi.app
- Support: support@workroi.app
20. Apple-Specific Terms
If you download the App from Apple App Store, you additionally acknowledge:
- These Terms are between you and WorkROI only, not Apple
- Apple has no obligation to provide maintenance or support for the App
- Apple is not responsible for any claims related to the App
- Apple is a third-party beneficiary of these Terms
- You must comply with applicable third-party terms (e.g., wireless data terms)